Presidio Bank builds enduring banking partnerships with our clients.  Businesses and their owners, professional service firms and their partners, real estate investors, and not-for-profit organizations trust their banking needs to the Bank’s talented local relationship managers.  Responsive client service is supported by quick decision-making and an accessible management team.


State Chartered commercial Bank. Privately held, locally owned corporation opened July 26, 2006. Member FDIC and Federal Reserve System.  Shares traded on the OTC bulletin board, ticker symbol PDOB.

Initial Capitalization

$40 million – largest capital-raising for a new bank in history of California at the time of its launch

Banking Offices

San Francisco, Palo Alto, San Mateo, San Rafael, and Walnut Creek

Executive Officers

  • James Woolwine, Chairman
  • Steve Heitel, CEO
  • Todd Allen, EVP & Market President, North Bay Region
  • Fred Bailard, EVP & Manager Cash Management Solutions
  • Clay Jones, President
  • Karol Watson, EVP & Chief Operations Officer
  • Edward Murphy, EVP & Chief Financial Officer
  • Richard Tong, EVP & Market President, East Bay Region
  • Mary Leonard-Wilson, EVP & Chief Credit Officer

Board of Directors

  • Bruce H. Cabral
  • Paula R. Collins
  • Stephen G. Heitel
  • Robert B. Leet
  • Stephen D. Mayer
  • Gregory J. Moss
  • Larry Nibbi
  • Marina H. Park
  • James S, Westfall
  • James R. Woolwine

General Services

Checking accounts, money market accounts, savings accounts and certificates of deposit. Lines of credit, term loans, real estate construction and term loans.  Full cash management services including remote deposit capture, on-line banking.

Geographical Market

Greater Bay Area

Client Profile

Small and mid-sized businesses, including professional firms, not-for-profits, real estate investors and developers who desire personalized, responsive service and access to decision makers. Personal banking services for executives and owners of these firms.