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Presidio Bank

Corporate Profile

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Presidio Bank continues its successful growth...
one relationship at a time.


Presidio Bank is independently owned and operated with its headquarters in San Francisco and regional offices throughout the Bay Area. Businesses and their owners, professional service firms and their partners, real estate investors, and not-for-profit organizations trust their banking needs to the Bank’s talented local relationship managers. Responsive client service is supported by quick decision-making and an accessible management team.


  • Initial capitalization was $40 million, the largest capital-raising for a new bank in California history at that time.
  • Bank's Tier 1 Risk Based Ratio is 10%, well above the 6% required for well-capitalized institutions.
  • $862 million in assets (4th Quarter 2018)

Highly Rated and Award Winning




$40 million – largest capital-raising for a new bank in history of California at the time of its launch.




State Chartered Commercial Bank. Privately held, locally owned corporation opened July 26, 2006. Member FDIC and Federal Reserve SystemShares traded on the OTC bulletin board, ticker symbol PDOB.


Geographic Market  


Greater Bay Area

Management Team

Presidio Bank's management team utilizes strong values and good fundamentals to lead the company. They are focused on quality growth and relationships, utilizing talented staff and technology to create efficiency. 
  • James Woolwine, Chairman
  • Steve Heitel, CEO
  • Clay Jones, President
  • Todd Allen, EVP & Market President, North Bay Region
  • Fred Bailard, EVP & Manager Cash Management Solutions
  • Annette Gelinas, SVP/Marketing Director
  • Mary Leonard-Wilson, EVP & Chief Credit Officer
  • Edward Murphy, EVP & Chief Financial Officer
  • Richard Tong, EVP & Market President, East Bay Region
  • Karol Watson, EVP & Chief Operations Officer


Presidio Bank's prestigious Board of Directors, provides strategy to guide the company to continued success.
  • Bruce H. Cabral
  • Paula R. Collins
  • Stephen G. Heitel
  • Robert B. Leet
  • Stephen D. Mayer
  • Gregory J. Moss
  • Larry Nibbi
  • Marina H. Park
  • James S, Westfall
  • James R. Woolwine



Checking accounts, money market accounts, savings accounts and certificates of deposit. Lines of credit, term loans, real estate construction and term loans.  Full cash management services including remote deposit capture, on-line banking.



Greater Bay Area



Small and mid-sized businesses, including professional firms, not-for-profits, real estate investors and developers who desire personalized, responsive service and access to decision makers. Personal banking services for executives and owners of these firms.