Our Business Savings and Money Market Accounts provide you with liquidity that can be important to your business funding needs.
Business Savings provides our clients with the opportunity to save while still having access to their funds for unexpected business expenses or other cash needs that may arise. Provides you with total liquidity to your funds, attractive interest and no monthly maintenance fee with average monthly balance requirement of $15,000.
Business Money Market
Provides our business clients with a secure investment option offering liquidity and a competitive rate of return. With $25,000 minimum to open and no minimum withdrawal.
Business Sweep Money Market
Presidio Bank’s Automated Investment Sweep service links your commercial checking account with an investment account. This account automates the movement of funds, provides you with access to Business Online Banking, unlimited check writing and no minimum withdrawal amount.
Business CD <$100,000 | Business CD > $100,000
Presidio Bank offers CDs (Certificates of Deposits) in terms from 7 days to 5 years with a minimum investment of $10,000 for amounts under and over $100,000 providing a secure place for your business to invest your money. You can invest funds for chosen periods of time at a fixed interest rate, which allows your business to ride out any interest rate fluctuations that may occur. Clients can make stationary funds lucrative for a specific period of time providing additional source of income to clients.
Community Values CD
Presidio Bank’s Community Values CD offers businesses and their principles the opportunity to earn our market rates on an FDIC insured* CD while extending their support to Bay Area not-for-profits. This account with no monthly maintenance fees allows clients, who deposit $100,000 or more on terms from six months to two years, and Presidio Bank contribute the quarterly equivalent of 0.25% annualized on the average quarterly principal balance in the account of any qualifying Bay Area nonprofit of client's choose.
To find the right account for your business refer to our Business Savings Accounts, and Certificate of Deposit Accounts Feature Comparison Charts. For a complete understanding of our offered services contact our local banking offices.
* Subject to Regulation D Debit Limitations.