CD & IRA Comparison Chart

Account Personal CD < $100,000 Personal CD > $100,000 IRA < $100,000 IRA > $100,000 Community Values CD
Minimum To Open $10,000 $100,000 N/A $100,000 $100,000
ATM / Check Card N/A N/A N/A N/A N/A
Check Writing Privileges N/A N/A N/A N/A N/A
Daily ATM Limit N/A N/A N/A N/A N/A
Direct Deposit N/A N/A N/A N/A N/A
e-Statement N/A N/A N/A N/A N/A
Free Checks N/A N/A N/A N/A N/A
Interest Bearing  Yes    Yes    Yes    Yes   N/A
Minimum to Avoid Service Charge N/A N/A N/A N/A N/A
Online Banking Yes Yes Yes N/A N/A
Online Bill Pay N/A N/A N/A N/A N/A
Service Charge N/A N/A N/A N/A N/A