CHECKING ACCOUNTS

Presidio Bank offers the following checking accounts that are designed to make banking easier for you and help you reach your financial goals.

Personal Interest Checking

Provides our personal clients an ability to earn interest with a cost-effective way to manage checking needs while earning a competitive interest rate. 

Benefits of personal Interest Checking (NOW Account)

  • No monthly maintenance fee with average monthly balance requirement of $5,000
  • Up to 150 no-charge checks paid per month
  • Up to 200 no-charge checks deposited per month
  • Earns attractive competitive rates of interest
  • Provides clients access to their money anytime/anywhere, with no minimum withdrawal amount
  • Check images and statements are available at no charge
  • Personal eBanking services are available
  • The convenience and security of the Visa® Personal Debit Card
  • Funds in Personal Interest Checking are combined with other accounts of the same entity and insured by the FDIC up to current available limit of $250,000.

 

Presidio Plus Checking

The Presidio Plus package rewards our clients for maintaining their highly valued relationship with Presidio Bank. Being a Presidio Plus client gives you an unmatched combination of services and benefits at no cost. 

Benefits of Presidio Plus Checking

  • No monthly maintenance fee
  • Minimum balance requirement to earn interest is $25,000
  • No Fees for:
    • Overdrafts
    • Non-sufficient Funds
    • ATM transactions
    • Incoming or Outgoing Wire Transfers
    • Official Checks
    • Copies of Statements
    • Stop Payments
    • Returned Deposited Items
  • Earns attractive competitive rates of interest
  • Provides clients access to their money anytime/anywhere, with no minimum withdrawal amount
  • Check images and statements are available at no charge
  • Personal eBanking services, including access to mobile banking, are available
  • The convenience and security of the Visa® Personal Debit Card
  • Funds in Presidio Plus Checking are combined with other accounts of the same entity and insured by the FDIC up to the current available limit of $250,000.

 

For further information regarding our Personal Checking Plans, please call or visit your local Presidio Bank office.