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Presidio Bank

Personal Savings Accounts

piggy bank with pen
Presidio Bank's savings, money market and CD accounts have all the function, flexibility, and high touch service you need.

Personal Savings

Personal Savings provides our clients with the opportunity to save while still having access to their funds for unexpected personal expenses or other cash needs that may arise. Presidio Bank personal savings options have no monthly maintenance fee with average monthly balance requirement of $15,000.

Personal Money Market

Personal Money Market provides our clients with a secure investment option offering liquidity and attractive tiered rates of interest. With only $15,000 to open clients enjoy access to their money anytime/anywhere without minimum withdrawal amount.

Personal CD < $100,000 & CD > $100,000

Presidio Bank clients set up CDs as an additional source of income where they leverage their real estate sale, tax refund and/or an inheritance and feel secure knowing exactly what they will be receiving in interest. Presidio Bank offers CDs in terms from 7 days to 5 years with a minimum investment of $10,000 for amounts under and over $100,000. They can secure invest funds for chosen periods of time at a fixed interest rate, allowing them to ride out any interest rate fluctuations that may occur.

Community Values CD

For every invested by you, Presidio Bank contributes annually to client's favorite not-for-profits allowing clients to be part of the philanthropic efforts that improve our communities. Clients can deposit $100,000 or more on terms from 6 months to 2 years, and Presidio Bank will contribute the quarterly equivalent of 0.25% (25 basis points), annualized on the average quarterly principle balance in the account, to a Bay Area 501(c)(3) of the client's choice.


Works similar to our regular CD's but provides clients with a tax incentive. It's a low-risk way to earn a great rate for our client's on their retirement savings.

Additional Information

Refer to our Personal Savings/Money Market and Personal CDs/IRAs Comparison chart for more details. For a complete understanding of our Personal Savings Plans, please call or visit your local Presidio Bank office.